Pre-qualify Today
and Know Your
Real Budget to Buy a New Home
By pre-qualifying, we will show you all the loan options in the market to design an exact financing plan, adapted to your profile and unique conditions. Discover your real purchasing power in Florida safely and without affecting your credit.
Speed
Results in minutes
Security
Data protection
Guarantee
Certified advice
The Market is in Your Favor
Take advantage of current conditions and programs designed specifically for you.
2026 Interest Rate
Access competitive mortgage rates starting from 3.75% subject to qualification. Secure your financial future today.
Low Down Payment
You don't need 20%. We have programs that allow you to enter with a minimum down payment, making your purchase easier.
FHA LoansFirst-Time Buyers
Special programs with free advice. We guide you step-by-step and take advantage of all tax benefits.
Special AssistancePurchase Simulator 2026
Discover your estimated monthly payment with updated data as of February 25, 2026.
Estimated Monthly Summary
Your Home Buying Process 2026
We simplify the complex so you only worry about choosing your new home.
Pre-qualification
We determine your real purchasing power with our banking allies.
Strategic Search
Exclusive access to pre-construction inventory and move-in ready properties.
Offer & Negotiation
Experts negotiating the best terms and benefits for you.
Successful Closing
We accompany you through every signature until you receive the keys to your home.
Why Choose Negocio Miami?
Access to 2026 Inventory
Be the first to see the properties coming to market next year.
Banking Relationships
We work with the major banks to get you the best rates.
Constant Support
We guide you from pre-qualification to the delivery of your keys.
Success Stories
What those who have already fulfilled their dream of homeownership are saying.
Miguel did an excellent job helping us secure a loan for our home. He was very transparent and communicative from the beginning.
I totally recommend Miguel. He fought to get us the property we needed and helped us with every detail of the process.
Phenomenal attention to detail. Miguel was instrumental in closing our investment deal this year.
Ready to find out your real budget?
Complete your pre-qualification today and discover how much the bank will lend you for your new home in Miami.
Miguel E. Hernandez P.A.
Your Real Estate Advisor in Florida
Specialist in mortgage advisory and real estate investments in South Florida. At Negocio Miami, we are dedicated to facilitating the path to homeownership with transparency, technology, and a personalized approach for each client.